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Joe Smith - Retiree
Extra insurance you can buy from a private health insurance company to help pay your share of out-of-pocket costs for original Medicare. Also known as Plan F, Plan G, Plan N. They cover the 20% co insurance left after a bill minus the Part B deductible and some have copays.
A service that I help people shop for and enroll in health insurance, also known as Obama Care. You may receive payment assistance for your plan premium
Drug coverage that helps pay for prescription drugs you need. It's optional and offered to everyone with Medicare. Even if you don't take prescription drugs now, consider getting Medicare drug coverage. You could have a penalty if you do not sign up in a timely manner.
Term coverage only protects you for a limited number of years, while whole life provides lifelong protection—if you can keep up with the premium payments.
Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage and usually have additional benefits like dental, hearing and vision.
Workshops to learn about Medicare or Social Security. These are beneficial to you when you are preparing for retirement. I can also educate individually or in a group.
Keep all the gains you receive from your investments by allowing me to show you different opportunities. Great for 401K and other things you may be doing such as a savings account, inheritance and so on.
Private insurance companies insure you using plans they sell that usually require Monthly Premium, Deductible and Maximum Out of Pocket costs.
Indexed universal life insurance and a type of permanent life insurance, which means it has a cash value component in addition to a death benefit. Great for all ages including children.